Ray Hoe

Ray Hoe

After graduating with a finance degree from the University of British Columbia, Ray has built a career in real estate ever since. He started off helping high net worth clients find residential real estate opportunities in London, New York and Tokyo before moving on to become a finance associate for a foreign property developer prior to joining Redbrick.

“Investing in real estate is a great idea. It’s a bankable asset that anyone, not just the rich, can leverage on to help achieve their dreams. I’ve experienced it myself but it wouldn’t have been possible if not for the people who have helped me along my real estate journey. I’ll never forget their kindness and generosity, and I try to keep that in mind as a guide for how I can help others.”

Besides work, Ray is an avid water polo player having represented Singapore in his youth. He strives to maintain his physical health at its best through running and swimming – a status he believes everyone, regardless of age can achieve.


Customer Review:

Chris Wan: "Shout out to Ray, who exhibited a high level of professionalism and skill, when he crafted a brilliant refinancing strategy for me!"

Jih Xian Tioh: "When I was at the final stage of deciding on my home loan package, Ray was introduced to me by my agent. The introduction was indisputably the correct one! Ray prepared a very in-depth analysis tailored to my personal financing needs, and walked me through it patiently even late at night. With the comprehensive analysis which covered both the macro level and product level, I was able to make my decision comfortably and without doubts. Highly recommend Ray!"

Umesh Naidu: "I was looking for some quick guidance & options on mortgage facilities, when I came across Redbrick. I was surprised by the super swift response & turnaround from the agency as I received a call back from their representative within an hour. My advisor Ray was very pleasant & friendly. He guided us through the process & came up with a quick mortgage proposal based on my specific needs (loan amount & tenure). Ray patiently explained us the various property loans offered in the market by the different banks/FIs , the pros & cons of each so that we can make an educated choice. Ray was extremely professional & helpful. He has good understanding of the market & has expert knowledge in the area. He also has good network within the ecosystem like bankers/lawyers. Ray also linked us up with a law firm who helped us with all the legal work required. Highly satisfied with Redbrick & escocially Ray’s service. Looking forward to work with Redbrick & Ray through the lifecycle of my current mortgage."