Johnson Lo

Johnson Lo

Johnson Lo was a Senior Wealth Planning Manager at DBS. Within a short span of 3 years, he had achieved numerous awards including the Financial Planner Award and attained the professional accreditation of an Associate Financial Planner (AFP). He believes in upgrading himself to know everything in depth so he can understand and help customers in every way possible.

How Does My Credit Score Affect My Home Loan?

In recent years, lower interest rates have lured many optimistic investors to take on debt in order to invest and potentially earn higher returns. While this ‘sure-win’ technique many investments gurus swear by has created success, it has also resulted in some individuals losing their homes due to loan repayment struggles. Most of us are familiar with the term “credit score” in relation to credit card applications, but does it also play a role in obtaining a mortgage loan? What

Shoebox Apartments: Is it Worth the Investment?

Shoebox apartments, also known as ‘compact units’ are typically defined as an apartment of 500 square feet or less and designed for a single occupant. By 2018, there were already around 28,000 shoebox units in Singapore, making up 8.7 percent of non-landed private housing units. Since then, there has been a surge in shoebox developments and only slowing down in 2020 due to the pandemic. For old-school property investors, the appeal of owning a shoebox unit may be incomprehensible. Too